Disclaimer

Disclaimer

The information provided at our web sites is generally marketing communication (pursuant to Art. 36 para. 2 delVO MiFID II) or other information (pursuant to the Circular of the Austrian Financial Market Authority regarding information including marketing communication) respectively and does not represent investment research (pursuant to Art. 36 para. 1 delVO MiFID II). It serves to provide our investors with additional information and is based on the level of knowledge of the person in charge of drawing up the information on the respective date of its preparation. The marketing communication has not been prepared in accordance with legal requirements designed to promote the independence of investment research and it is not subject to the prohibition on dealing ahead of the dissemination of investment research. Other information which is just describing product features without emphasizing product selling points, or information about general economic data, indices or the like is not representing marketing communication provided that the informative character is in the main focus of the information and there are no direct buying incentives. In addition to that our web sites provide investment research (in the legal sense of Art. 36 para. 1 delVO MiFID II) which are done by our investment research department (“Erste Group Research”) in compliance with all legal requirements. If the information is an investment research in terms of above, the disclaimer of the publication is specifically naming the information as investment research or financial analysis respectively. Our representations, investment research and conclusions are of a general nature and do not take into account our investors' individual needs regarding returns, taxes, risk tolerance or whether the financial products or transaction referred to herein is a suitable or appropriate investment for them. The performance and sample calculations provided give no reliable indications on the future performance. Past performance is not necessarily indicative for future performances and transactions in financial products (including but not limited to securities, futures, options and other financial instruments) give rise to risks.

The information provided is not to be construed as a personal investment advice or recommendation; an offer to buy or sell; solicitation or recommendation of any offer to subscribe, to buy or sell or to participate in any financial product or to engage in any trading strategy involving them. Since not all products or transactions are suitable or appropriate for all investors, you shall not enter into any transaction unless you have consult your independent advisors (including but not limited to legal and tax advisor) to make sure that, irrespective of the information herein, the planned investment fits into your needs and preferences and the involved risks are fully understood by you.

The complete information (base prospectus, final terms, any amendments, key information document (“KID”) on the products of Erste Group Bank AG is available for inspection at the registered office of the issuer at Am Belvedere 1, 1100 Vienna, during regular business hours. An electronic version of the documents is further available on the website of Erste Group Bank AG www.erstegroup.com/emissionen.

For the distribution of products that are subject to the prospectus requirements 2010/73/EG, we refer to the issuer's written consent to the use of prospectus.

The information derives from sources we consider reliable and complete. We have carefully researched and compiled the information to the best of our knowledge and belief, but we, our affiliates and/or our officers, directors, managing directors, representatives, partners and employees make no representation and warranty express or implied, to the accuracy, timeliness, completeness and correctness of the information provided. We, our affiliates and/or our officers, directors, managing directors, representatives, partners and employees shall not be liable for any losses or damages whatever its nature is (including but not limited to any direct, indirect or consequential loss or loss of profit) and which may result from or be in connection with the access to and/or use of our websites or the reliance upon the information provided.

We reserve the right to make changes at any time without notice.

(Last update 07/2019)

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WBAG

DISCLAIMER

A Non-Professional User may use the Market Data provided by WBAG only for his or her personal use that is related to the management of the personal assets of the non-professional use and not for any business purpose or for the benefit of a third party (e.g. non-commercial investment clubs, free-of-charge administration of other people’s assets). Any use of the Market Data for purposes other than private use shall be regarded by WBAG as professional use and shall be subject to the applicable fees.

Non-professional users acknowledge the Intellectual Property Rights of WBAG and of the Third Party Provider with respect to the Market Data.

The Non-Professional User agrees:
- Not to allow third parties to gain access to the Market Data or parts of it or to publish or forward it to third parties.
- Not to make the Non-Profession User’s ID or password available to any third party.
- To allow WBAG, Erste Group Bank AG or their respective authorized representatives to audit the Non-Professional User regarding the use of the Market Data.
- To inform WBAG and Erste Group Bank AG within 7 workdays in the event the status as Non-Professional User changes.

ICE LIBOR

DISCLAIMER

ICE Benchmark Administration Limited makes no warranty, express or implied, either as to the results to be obtained from the use of ICE LIBOR and/or the figure at which ICE LIBOR stands at any particular time on any particular day or otherwise. ICE Benchmark Administration Limited makes no express or implied warranties of merchantability or fitness for a particular purpose in respect of any use of ICE LIBOR.

OSLO BORS

Disclaimer and Copyright Notice

Read the following before you proceed

Disclaimer

Oslo Børs ASA supplies the Information. The content of this web site is intended as a service to the market only. Oslo Børs disclaims all responsibility for any and all mistakes or inaccuracies in the information. Further, Oslo Børs disclaims all liability for loss or damage, which may result from the use of information on this web site.

Copyright Notice

The proprietor of certain material that is found on this web site is Oslo Børs ASA. The provisions of the Norwegian Copyright Act (Åndsverkloven) protect the material, and Oslo Børs has exclusive rights to dispose of such material found on this web site. The contents may not be made available outside of the private sphere or copied for a purpose other than for private use or as prescribed by involuntary statute, except with Oslo Børs’ prior written consent.

The material may be read on-screen, on spot and on-line. It may not be copied, downloaded, stored, transmitted or otherwise reproduced or made available.

The Equity Indices are based on MSCI’s Classification Model (Global Industry Classification Standard – GICS).

A description of the GICS is publicly available i.a. on Oslo Stock Exchange’s web site. You may not redistribute the description of the GICS to any third party.

The GICS is developed by and is the exclusive property of and service mark of Morgan Stanley Capital International Inc (MSCI) and Standard and Poor’s (S&P). It has been licensed for use by Oslo Børs and Erste Group Bank AG that are entitled to redistribute the classifications and products based on classifications made by MSCI and S&P to their clients. You are entitled to make use of the GICS solely for the purpose of comprehending the content of the Information (the products). Specifically, you may not use the GICS to create a classification designation in any way.

You hereby acknowledge that MSCI is the sole and exclusive owner of all right, title and interest in and to the GICS. You agree that the rights granted hereunder convey no rights, title or interest in or to the GICS to you. You may not use the GICS in any way other than as expressly provided herein.

Neither MSCI nor S&P nor any other party makes any express or implied warranties or representations with respect to this information (or the results to be obtained by the use thereof), and MSCI and S&P and any other party hereby expressly disclaim all warranties of originality, accuracy, completeness merchantability or fitness for particular purpose with respect to any of this information. The Equity Indices are not issued, sponsored, endorsed, sold or promoted by MSCI or S&P.

LONDON SE

DISCLAIMER

The information is supplied and owned by London Stock Exchange plc.

AUSTRALIAN SE

DISCLAIMER

It is prohibited to use, store, reproduce, display, modify, transmit or distribute the Information without ASX Operations Pty Ltd. prior permission;

ASX Ltd. and Information Providers reserve all intellectual property rights in the Information;

ASX Ltd. and Information Providers accept no responsibility for any claim, loss or damage arising from the display of Information on the Website or any use of the Information displayed on the Website.

Any end user of the Information has to comply with any requirements in the ASX Market Data Products & Services Guide (www.asxonline.com).

Hong Kong SE

DISCLAIMER

“HKEx Information Services Limited, its holding companies and/or any subsidiaries of such holding companies endeavour to ensure the accuracy and reliability of the Information provided but do not guarantee its accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omissions”. Prices are delayed by at least 15 minutes.

NIKKEI Index

DISCLAIMER

Any and all copyrights of “Nikkei Stock Average,” as well as any and all intellectual property rights and any other rights subsisting in the indications of “Nikkei” and “Nikkei Stock Average,” are owned by Nikkei.

TOKYO SE

Policies Regarding Usage of Market Information: 6.3.2

DISCLAIMER

It is prohibited to use, store, reproduce, display, modify, transmit or distribute the Information without Tokyo Stock Exchange, Inc. prior permission.

SIX Exfeed Ltd. – SCHWEIZER SE

DISCLAIMER

Regarding market data (the “Data”) provided by SIX Exfeed Ltd. (the “Supplier”) all recipients shall recognise that:

(a) the Supplier reserves all Intellectual Property rights to the Data
(b) the Supplier accepts no liability for the accuracy or reliability of the data or any losses or claims arising from use of the Data
(c) the Supplier may suspend or terminate receipt of Data by any party if the Supplier has reason to believe the Data is being misused or misrepresented.

DBAG

Allg. Geschäftsbedingungen zum Kursvermarktungsvertrag der DBAG: 7.1.+7.2.+9.4.+ 26.3.

DISCLAIMER

All market data provided by Deutsche Börse AG or any third party provider shall not be reproduced, displayed, modified, transmitted or distributed by any recipient of the market data. Any and all intellectual property rights of the Data shall be vested at all times with Deutsche Börse AG or with any third party provider of the data respectively.

ZAGREB SE

Stock Exchange Agr. Pkt 5. + 6 + email ZSE

DISCLAIMER

The supplier of certain information that is found on this website is Zagreb Stock Exchange, Inc. (the “Information”). The content of such Information may not be made available outside of the private sphere or copied, downloaded, stored, transmitted or otherwise reproduced for a purpose other than for private use. You may not redistribute the Information to any third party. The Zagreb Stock Exchange shall have no liability to users of this website for any direct or consequential damage or loss arising out of or in connection with any errors or omissions regarding the Information.